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Please note: Mac Daline is a loan referral service and is not the lender. Each participating provider has its own eligibility requirements, fees, interest rates, repayment periods and terms.

Non-Payment

If a repayment is unsuccessful, the provider may contact you to resolve the missed payment. Continued non-payment may result in the account being referred for collections in accordance with the provider’s procedures. Additional charges may apply where permitted, and missed payments may affect your credit record. A bank may also charge you a fee for an unsuccessful debit order.

Interest, Fees and Repayments

The interest rate, fees, loan amount and repayment period depend on the relevant provider, the product selected and the customer’s circumstances, including affordability and credit assessment.

Before accepting an offer, carefully review:

Interest rate and APR, where applicable

Monthly or other service fees

Repayment amount and frequency

Total amount repayable

Loan term

Any applicable insurance or other charges

Renewal or Additional Financing

Being up to date with repayments does not guarantee approval for another loan.

Where a provider allows repeat or additional financing, the customer may need to submit a new application and undergo a new affordability and credit assessment. The provider makes the final decision.