Loan Types
👤 Personal Loans
Financing that may assist with personal expenses, unexpected costs, household needs or other legitimate personal requirements.
Suitable for: Individuals seeking personal financing.
📅 Payday / Salary Loans
Short-term financing designed around an applicant’s income and repayment ability.
Suitable for: Eligible employed or qualifying income-earning applicants.
💼 Business Loans
Financing options that may assist businesses with working capital, business expenses, expansion or other approved business purposes.
Suitable for: Entrepreneurs, business owners and qualifying businesses.
🚗 Asset-Backed Loans
Why Apply Through Us?
One Connection. Multiple Opportunities.
Finding a suitable lender can take time. Our role is to simplify the initial connection between you and participating financial providers.
✓ Simple Referral Process
We help you navigate the initial referral process and understand what information may be required.
✓ Access to Participating Providers
We can connect you with participating lenders that offer different financing products.
✓ Save Time
Instead of approaching providers individually, our referral process can help simplify your search for suitable financing.
✓ Assistance Throughout the Process
Where applicable, we can assist with the referral and application process and help you understand the next steps.
✓ Privacy-Conscious Approach
We aim to collect only information that is necessary for the purpose of your enquiry or referral and handle personal information responsibly.
Who Can Apply?
Eligibility depends on the specific lender and loan product.
Generally, participating providers may consider applicants such as:
👤 Individuals
People looking for personal financing who meet the relevant provider’s requirements.
💼 Employed Applicants
Applicants with qualifying employment income.
🧑💻 Self-Employed Individuals
Business owners and self-employed individuals who can satisfy the provider’s requirements.
🏢 Businesses
Qualifying businesses seeking business financing.
💰 Other Income-Earning Applicants
Certain providers may consider applicants receiving qualifying forms of income.
Typical information a lender may require
Depending on the product, a lender may request:
- South African identity or other accepted identification
- Proof of income
- Proof of residence
- Bank account information
- Employment or business information
- Supporting documentation relevant to the application
How It Works
1. Tell Us What You Need
Submit an enquiry and provide the basic information needed to understand your financing requirement.
2. We Review Your Request
We identify potentially relevant participating providers based on the information you have provided.
3. Referral / Application
With your authorisation, your information can be referred to the relevant provider or you can be directed to the provider’s application process.
4. Lender Assessment
The lender independently reviews your application, affordability, credit information and supporting documentation.
5. Decision
The lender decides whether to approve or decline the application and determines the applicable terms.
6. Funding
If approved and accepted, the lender handles the credit agreement and disbursement according to its terms.
We do not guarantee that every application will be approved, and we do not sell or trade your personal information.